The Times Herald (Norristown, PA)

Colliton

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phia by our local Channel 10 news but apparently nationwide by NBC local stations.

Kaiser Health News (which notes that it is not part of Kaiser Permanente which is a separate medical provider) takes the approach of a “Kaiser Health News’ Bill-of-the-Month Club.” It has promised to publish, from the informatio­n provided them by consumers a descriptio­n of an outrageous bill and the background that led up to it.

NBC is taking a very “hands on” approach by giving viewers the opportunit­y to contribute to an unrelated non-profit organizati­on establishe­d only to reduce medical debt. Regarding this organizati­on and this campaign, this author, by the way, notes I have no direct informatio­n regarding the organizati­on or how this program works other than what is published on-line. Therefore, readers who are interested either in benefiting or contributi­ng are invited to check it out themselves entirely on their own with no comment from me. However, the concept which is a charitable organizati­on to assist in erasing medical debt, I have to admit is intriguing.

First, as to Kaiser Health News, the service has had two “bills of the month” so far. The first was a $17,850 bill for a Texas student’s urine test. The title is “Pain Hits After Surgery When a Doctor’s Daughter Is Stunned by $17,850 Urine Test,” https://khn.org/ news. Elizabeth Morino, the article reports, suffered from extreme back pain and was diagnosed as needing surgery to remove a disc. Later, she was asked to provide a urine sample. The lab tested for multiple conditions and drugs unknown to the patient. The article noted that, with opiod overdose deaths rising in the U.S., urine drug testing has exploded.

Elizabeth’s insurer refused to pay any of the bill indicating the lab was out of network and not covered. If the insurer, Blue Cross and Blue Shield of Texas, had considered it covered the bill would have been $100.92. Her father paid $5,000 to settle the claim. The lesson to me was to make certain to use an in-network provider. However, that is not easy. Many times the patient has no idea whether organizati­ons being used are innetwork.

The bill of the month for March was prescripti­on of a topical medication for toenail fungus that resulted in a $1,500 prescripti­on bill.

To find out more about NBC10 Erase Medical Debt, check out www. nbcphilade­lphia.com and look for NBC 10 Helps To Erase Medical Debt. Janet Colliton, Esq. is a Certified Elder Law Attorney and limits her practice, to elder law, retirement and estate planning, Medicaid, Medicare, life care, and special needs at 790 E. Market St., Suite 250, West Chester, Pa., 19382, 610-436-6674, colliton@ collitonla­w.com. She is a member of the National Academy of Elder Law Attorneys and, with Jeffrey Jones, CSA, cofounder of Life Transition Services LLC, a service for families with long-term care needs. Tune in on Wednesdays at 4 p.m. to radio WCHE 1520, “50+ Planning Ahead,” with Janet Colliton, Colliton Elder Law Associates, and Phil McFadden, Home Instead Senior Care.

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