The Times Herald (Norristown, PA)

When is at-home care realistic for the seriously ill?

- Janet Colliton Columnist Janet Colliton, Esq. is a Certified Elder Law Attorney and limits her practice to elder law, retirement and estate planning, Medicaid, Medicare, life care and special needs at 790 East Market St., Suite 250, West Chester, Pa., 193

So far this budget year, revenues total $2.26 trillion, down 13.4% from the same period last year, while spending totals $5 trillion, up 49.1% from a year ago.

The CBO estimate of a $3.7 trillion deficit for this year could go higher depending on the course of the economy. The country fell into a deep recession in February, ending a record long expansion of nearly 11 years. The Trump administra­tion is predicting that the economy will come roaring back in second half of this year but many private forecaster­s are concerned that a resurgence of virus cases could make consumers too fearful to resume spending, which drives 70% of the economy.

Congress which has already approved more than $3 trillion in a series of rescue packages, is scheduled to debate another support effort when it returns from recess on June 20. Democrats are pushing for an extension of the expanded unemployme­nt benefits which will soon run out.

A few years ago I received a phone call at the office from a man with an unusual suggestion. He noted he was a stroke victim and confined to bed after hospitaliz­ation. He called me because he knew I am an elder law attorney. He stated he wanted to stay at home and suggested he thought he could do it with an aide coming in a few days a week for a few hours a day. He lived alone.

The thought was so out of bounds for me I hesitated to answer. I asked “how will you eat?;” “How will you get out of bed to handle natural bodily functions?” A series of thoughts came to me. It was difficult to believe he was serious or that any plan of care had been developed for him. I made it clear I thought his idea under the circumstan­ces he described was unrealisti­c.

Still, when asking healthy adults whether they would rather stay at home or move to a nursing home if they become seriously ill or frail or demented, the surveys generally say they would like to stay at home. Under circumstan­ces today where because of a pandemic, the risk of further illness is potentiall­y greater, and the risk of isolation is serious there are likely even more people who would rather stay home. There are alternativ­es, such as nonmedical care in the home and also hospice. This assumes a realistic assessment and a plan.

What studies of preference­s do not ask is “at what cost” in time, money, safety and emotional stress should I stay home? I think most people figure family can help and often they do. Sometimes, though, the help that is needed exceeds what can realistica­lly be accommodat­ed. For outside caregivers 24/7 care can be very expensive. For family it can lead to disability for the caregiver. One in three caregivers dies before the person he or she is caring for. Every case needs an individual­ized realistic plan.

If you are a family caregiver or are putting together a plan, here are some considerat­ions:

1. If a family member is expected to handle this, is it realistic to expect help of this kind for the person charged with that help? Is that person physically and emotionall­y able to provide assistance or can that person, with readily available outside help, (including yours) manage? Is there a written family agreement?

2. Consider the kind of help that would be needed. When one person cannot be lifted except by two strong people, it can be difficult and potentiall­y dangerous for both to care for the person at home. If because of dementia a family member leaves pots on the stove burning, wanders from the house, will not turn on the heat in extreme winter conditions or the air-conditioni­ng in extreme heat, it can be unsafe to stay at home.

3. Consider how long the care will be needed. If a person is terminally ill and expected to live for a relatively short time the plan would be radically different from a situation such as with dementia where care would possibly be needed for many years.

Finally, the person who tries against all odds to keep a parent or spouse at home and is unable to continue should recognize he or she has done what can be done. The best that reasonably can be done is all that should be expected.

One book, “Should Mom Be Left Alone? Should Dad Be Driving,” by Dr. Linda Rhodes, contains an entire section on “Living with Chronic Illness” including sections on dealing with depression, what is a ministroke, what are the signs of dementia or Alzheimer’s, how to cope with wandering and what do we need to know about pain management.

Many caregivers deal heroically with the strain of caring for a family member at home. Elder law attorneys can help. Caregivers need to know they are not alone.

 ?? (AP PHOTO/PATRICK SEMANSKY, FILE) ?? The federal government incurred the biggest monthly budget deficit in history in June 2020 as spending on programs to combat the coronaviru­s recession exploded while millions of job losses cut into tax revenues.
(AP PHOTO/PATRICK SEMANSKY, FILE) The federal government incurred the biggest monthly budget deficit in history in June 2020 as spending on programs to combat the coronaviru­s recession exploded while millions of job losses cut into tax revenues.
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