Your Medicare Minute – Ask Lu
If you or your spouse is actively employed with employer sponsored healthcare and there are more than 20 employees, you do not need to enroll in Medicare at this time. If you are not covered by a Health Savings Account at work, you may enroll in Medicare A (hospital coverage) for no additional cost if you have worked at least 40 quarters (10 years) in your lifetime. You are eligible for the Prescription Part D coverage with your enrollment in Part A. You can delay Medicare part B medical coverage (which has a premium) until you should decide to retire and stop working. Your employer will have to sign a late enrollment form for you, verifying that you were actively employed with employer sponsored healthcare since the time you were age 65. This will prevent you from receiving any “late enrollment penalty.” Don’t hesitate to contact me should you have additional questions or concerns! LUCILLE BONDI INSURANCE SOLUTIONS Are you having a hard time making sense of Medicare? You are not alone. Many seniors are finding themselves bombarded with mail, phone calls and many choices when approaching the Medicare age of 65. LBIS – Lucille Bondi Insurance Solutions and her team of agents can help you through the process of obtaining the right Medicare coverage. LBIS shops all Medicare related products from over 30 leading insurance carriers. From application through contracting, we are here to help! We educate, inform and help you contract with the coverage and company of your choice. Whether it is in our conference room, at your kitchen table or somewhere on the road, we offer a free consultation. It is very important to choose your coverage wisely. We work to understand your needs, advise on transitioning from a group health policy to Medicare, when to defer or enroll in Medicare Part B if you are not retiring at age 65, and explaining the difference between Medicare Supplements and Medicare advantage plans. We can help you by educating you on all of your options. Seeking the help of a professional win increase your knowledge, improve your selection, reduce your stress and help prevent you from making a wrong and/or costly decision. Let us help you “SOLVE THE MEDICARE MYSTERY.” Contact us at: LUCILLE BONDI INSURANCE SOLUTIONS, 439 Main Street, Rear Bldg. Harleysville, PA 19438. Office: 215-256-5954. Fax: 215-256-8761. lucille@bondimedicaresolutions.com bondimedicaresolutions. com