USA TODAY International Edition

FAILING COMPANIES STILL TOOK AID

US businesses already going under got millions in government PPP loans

- Josh Salman USA TODAY

Stein Mart Inc. was desperate for shoppers long before COVID- 19 forced closures at its discount department stores, scattered mostly throughout the Southeast.

• In the past several years, the Florida retailer had hemorrhage­d tens of millions of dollars while searching for a corporate buyer. Like many struggling businesses, the company in June turned to the federal government’s Paycheck Protection Program, or PPP, as a possible savior.

• The $ 10 million loan didn’t last long.

•Within two months, Stein Mart filed for Chapter 11 bankruptcy protection, citing more than $ 500 million in liabilitie­s. The company closed all 280 stores, and 9,000 workers lost their jobs.

Nothing prevented Stein Mart from taking the PPP handout on its way under.

Lenders participat­ing in the Small Business Administra­tion relief program shelled out more than $ 520 billion last year to millions of companies searching for a lifeline to stave off the economic collapse after the pandemic struck. USA TODAY found that like Stein Mart, some were failing long before the pandemic hit.

They came from sinking industries like taxicab services, newspaper printing and mining. Many were already trimming staff, flirting with bankruptcy and planning for possible closure.

While extreme, the situations underscore broader flaws in the rapidly deployed program, including only cursory reviews of applicants’ prepandemi­c financial state and no requiremen­t that recipients actually save jobs or even stay open. For Stein Mart and others like it that failed anyway, the millions in taxpayer dollars will never be fully repaid – the companies simply do not have the cash.

“While it may not be a good look, it was not strictly forbidden,” said John Pendleton, director of financial markets and community investment for the U. S. Government Accountabi­lity Office, which is reviewing the loan program for Congress. “There wasn’t anything that said you had to stay in business indefinitely. That’s why the process of forgiving the loans will be very significant.”

For the loans to be forgiven, borrowers are supposed to maintain the same number of workers or rehire any lost staff. No collateral or personal guarantees were required, though, leaving a loophole for struggling employers to fold and still see the loans forgiven – or default without major consequenc­es.

These already failing businesses joined a broader group of borrowers that took out PPP money and still went on to fire workers, sometimes just days later.

USA TODAY scrutinize­d more than 50 employers across the county that collected $ 160 million in PPP loans yet filed public WARN notices to lay off more than 13,000 workers. That represents just a small sample of the PPP loan recipients nationwide that faltered. At least 900 companies borrowed more than $ 1.8 billion in PPP loans while laying off or furloughin­g some 90,000 employees, according to a recent report by the Center for Public Integrity, which shared its data with USA TODAY.

Most were from industries with clear impacts from COVID- 19, including restaurant­s, hotels, gyms and car dealership­s. Data from the recipients of the program that borrowed $ 150,000 or less became public for the first time in December following a monthslong legal fight by media companies.

Milwaukee- based Bars & Recreation Inc., with activity bars that offer painting and ax throwing, received nearly $ 380,000 in PPP funds in April to save 32 positions. Four days later, the company filed a WARN notice that it had already begun trimming 38 jobs. A tiny gas station in Georgia, Meena Corp. took out a modest $ 19,900 PPP loan with a plan to save five employees. It lasted four months, filing a notice to let go of five workers in August.

Inside Trump Tower in New York, the Triomphe Restaurant Corp. took out more than $ 2 million in PPP money but still shuttered, saving no jobs. And the company that operates The MC Hotel in New Jersey received more than $ 1 million in PPP funds in April, reporting that 109 positions would be saved. The hotel filed notices that 64 of its employees would lose their jobs by Sept. 14, after laying off 123 before it received the loan.

Borrowers argue the stimulus has allowed them to prolong the inevitable and keep paying employees, if only for a month or two.

Experts question whether some companies should have known that the taxpayer support would not be enough to keep the lights on. They say the federal government should have done vetting on the fiscal status of borrowers before shelling out millions of dollars.

Another $ 284 billion is set aside for the program in the new coronaviru­s stimulus package, with some tightening of rules related to applying for loans and seeking forgivenes­s, including a provision that borrowers must show revenue is down. Nothing addresses businesses already in free fall or those that go on to fail beyond repair.

“The question becomes what happens to the funds: Do they get returned back into the government’s hands or do they add insult to injury?” said attorney Neil Getnick, chairman of Taxpayers Against Fraud, a Washington, D. C.based nonprofit. “One of the first things clear from this data is that it’s not the illegal things that threw this program off- kilter – it’s the misuse and money that went to unintended recipients.”

Tough times long before COVID- 19

After Stein Mart went public in the 1990s, the company became an empire of discount clothing department stores akin to TJ Maxx and Ross, with ultimately hundreds of locations across 30 states. But even before the pandemic halted in- person shopping, the retailer’s business model was crumbling.

The brand was built on a strong base of loyal followers who would peruse the racks for bargains on name- brand clothing and apparel. Foot traffic at traditiona­l brick- and- mortar stores has been declining for years as online shopping carves into that customer base. In an annual filing in June, the company also cited difficulties stocking merchandis­e attractive to buyers.

“We face intense competitio­n for customers from department stores, specialty stores, regional and national off- price retail chains and internet and

mail- order retailers,” the company wrote in the filing. “Many of these competitor­s are larger and have significantly greater financial and marketing resources than we do.”

Stein Mart announced in January it had a merger agreement in hand. Amid COVID- 19, that deal had faltered by April. Without fresh liquidity, the company had no path left to solvency.

In June, Stein Mart took out the maximum $ 10 million for the loan program. Financial records show the federal PPP support paled in comparison to the bailout it needed.

Stein Mart’s total sales in the first quarter ending May 2 dropped nearly 60% on the way to a net loss of $ 65.7 million. That follows a net loss of $ 6.2 million for the fiscal year 2018 and an operating loss of $ 31.2 million in 2017, public earnings show.

“People will always take advantage of a poorly run system, especially the big businesses and the ones who see it as a windfall,” said Ashley Harrington, federal advocacy director and senior counsel at the Center for Responsibl­e Lending. “For the ones who’ve gone bankrupt, that’s certainly something that’s going to have to be dealt with. Those are all things we’re going to have to figure out.”

The Jacksonvil­le Daily Record in Florida reported that some Stein Mart employees believed management knew more about the impending bankruptcy and closures than what they disclosed to workers, who received no severance, extended health benefits or other assistance.

Gardner Davis, a Jacksonvil­le attorney who represents Stein Mart in the bankruptcy, said the PPP money was essential to keep paying employees during the initial months of the pandemic. But he insisted nobody inside the company knew how long the fallout from the virus would last – or how deep the damage would be.

“The PPP loan was an essential lifeline to help them stay afloat,” Davis said. “Stein Mart spent all of the money on paying salaries, which was a significant help. In fact, Stein Mart was able to weather the March and April shutdowns due to COVID- 19. Stein Mart failed because of the second wave in June and July, which swept the South, where most of the stores are located.”

Davis said the loan program was not designed to save companies like Stein Mart from collapse but instead was crafted so that employees would continue earning income – and continue buying groceries and other goods, keeping the economy afloat. He noted that most Stein Mart employees probably lived paycheck to paycheck.

Experts say that as long as retailers borrowed PPP money in good faith, and spent it actually paying salaries, there likely will be no consequenc­es to companies that still ultimately go under.

“If it’s not enough money and they still go out of business, then they go out of business,” said Page Pate, an Atlanta attorney who has represente­d people accused of PPP fraud and whistleblo­wers in those cases. “The only problems are when you make false statements or misspend the money. Did you spend the money on the right things?”

Stein Mart will seek forgivenes­s of the $ 10 million PPP loan on the grounds that it was used for payroll, Davis said. If denied, the debt to the U. S. government will be added to the stack of unsecured creditors in the bankruptcy, to be paid out cents on the dollar.

Retail Ecommerce Ventures, the company that owns Pier 1 Imports, purchased the Stein Mart brand out of bankruptcy in November for just over $ 6 million, with plans to transform it into an online- only store.

Officials anticipate­d closure

Along the Canada border, where Idaho meets Washington, a rural community of 13,000 has long braced for the closure of its largest private employer.

Ponderay Newsprint Co. employed

nearly 150 workers at annual wages that ranged above $ 80,000. But the paper mill struggled through the decline of newspaper circulatio­n as readers turned to online platforms and demand for paper plummeted. The mill supplied newsprint for publicatio­ns along the West Coast, in the Midwest, and in parts of Asia and South America, according to a company website, which has been taken down.

In April, Ponderay Newsprint took out a $ 3.5 million PPP loan through AmericanAg Credit. Within two months, the company filed a WARN notice saying it was letting go of all 148 jobs it had projected to save, while permanentl­y closing down its plant in Washington.

Officials in the rural area have anticipate­d the mill’s closure for years – a major blow to the local economy. Advertisin­g losses tied to the virus further exacerbate­d the decline. Officials now fear a rail line that depended on its paper shipments could fold, too.

“It’s devastatin­g, especially when you consider the impact on other businesses,” said Pend Oreille County Commission Chairman Mike Manus. “We have been bracing for it. But the reality is it’s hard to cope no matter what you do to get ready.”

Manus said company representa­tives warned local officials years ago that shrinking demand for its product left the plant’s future in jeopardy, highlighte­d when the mill canceled its contract to buy 90 megawatts of power from the area utility.

Ponderay Newsprint filed for Chapter 7 bankruptcy in late June, citing more than $ 50 million in total liabilitie­s.

John Munding, a trustee in the federal bankruptcy case, said the PPP money was used for operations such as payroll. Ponderay Newsprint, he said, has no revenue left to repay the government loan.

Munding said the company is in the process of liquidatin­g assets, which includes seeking a buyer for the plant. While Munding did not know how exactly much the sale would generate, he said it would not be enough to pay all creditors.

One of the mill’s remaining owners at the time of bankruptcy was Indiana Newspapers, a subsidiary of Gannett, the corporate owner of USA TODAY, which owned 13.5% of the business.

Gannett CEO Mike Reed said that he was not part of the process of obtaining the PPP funds, negotiated between mill management and the lender, but he said the bankruptcy decision was made well after the loan.

“The hope with the loan would ( be) that it would bridge to the other side of the pandemic and Ponderay would survive,” Reed said in an email.

Several other U. S. publishers had stakes in the company, as did a Canadian paper business. Following the PPP loan, two of the largest partners exited the partnershi­p, said Frank O’Toole, president of Gannett Supply Corp.

“The newspaper business has been in distress for years; the risk was always there,” said Todd Behrend, interim mill manager who remains there part time, handling aspects of the closure for the bankruptcy trustee. “When demand for newsprint fell off a cliff in March and April, it was just unsustaina­ble at that point.”

Loans processed in minutes

Attorneys, whistleblo­wer groups and government watchdogs blame a lack of accountabi­lity and the rushed rollout of the PPP for many of its problems.

At the onset of the pandemic, the program was inundated with loan requests. More than 680,000 applicatio­ns were filed on a single day, said Getnick, the whistleblo­wer attorney and chairman of Taxpayers Against Fraud. Many of the loans were processed in a matter of minutes.

Watchdog groups have cited more than $ 4 billion in improper loans, saying 50% of all funding went to 5% of the applicants, with communitie­s of color and microbusin­esses left out. An MIT study in July showed that each job saved through PPP cost nearly $ 225,000.

“It started as an urgent program, and we didn’t expect it to reach the scale it has in size,” said Caroline Ciccone, executive director of the watchdog group Accountabl­e. US, during a news conference.

Company executives have made headlines for fraudulent­ly using PPP money to buy luxury items such as watches, yachts and sports cars. But experts say the bulk of fraud and waste in the program is more discreet, like a company exaggerati­ng its employee count or estimated losses from the pandemic.

A USA TODAY analysis when the first batch of PPP data was released in 2020 found that at least 700 vendors scored lucrative federal coronaviru­s contracts and then also received emergency aid. Together those businesses took out at least $ 618 million in PPP loans through the Small Business Administra­tion.

A PPP loan was designed to cover up to eight weeks of payroll but rules surroundin­g the program kept evolving. At least 60% had to be spent on salaries, while the rest could go to qualifying operating expenses, like rent or mortgage. Using the money for anything else could constitute fraud.

Changes to the CARES Act allow loans to be forgiven if companies rehired employees by the end of 2020. Businesses that couldn’t are expected to repay the note with modest interest – if they can. Those rules left a loophole for struggling companies: Take the money, fold and leave nothing to repay the debt.

When businesses closed anyway, the question will be how exactly the PPP money was used to delay the inevitable. Regulators expect some of that vetting to occur in the coming weeks and months, as the government determines which loans to forgive.

Cab companies hit hard

Even when already struggling businesses avoided bankruptcy and permanent closure, major downsizing sometimes followed the PPP loan, USA TODAY found. But some still hope the help will tide them over.

For years, cab companies have battled losses after the proliferat­ion of ridehailin­g services such as Uber and Lyft. Shutdowns in the pandemic further battered the industry.

In Madison, Wisconsin, Union Cab received nearly $ 690,000 in PPP loans in April to save 180 jobs, government records show. By summer, the company announced it was laying off or furloughin­g 126 of those workers.

One of the cooperativ­e’s largest customers was the Madison School District. Another was the University of Wisconsin. Trips from both froze up when classes were canceled for remote learning. Nobody was traveling for daytime medical appointmen­ts or nighttime entertainm­ent, either. At one point, the taxi service was down to about 10% of normal business.

The company’s business manager, Bill Carter, estimates it lost “a couple million dollars” in revenue in 2020. To make up for it, Union Cab has been running a skeleton crew, he said, and cutting costs wherever possible. Aside from layoffs, the company took vehicles off the road to save on fuel and maintenanc­e.

Carter said the PPP money helped keep the remaining taxis running. Ultimately, that was not enough.

He understand­s the frustratio­ns of other small business owners who also took out a PPP loan thinking it would be short- term but now have no way of paying it back. He’s counting on a large portion of his being forgiven based on guidance he has received from the SBA.

Union Cab also took out a $ 147,300 SBA Emergency Injury Disaster Loan, another part of the stimulus package, federal records show. Unlike PPP, those 30- year, low- interest loans generally are not forgivable.

“It’s kind of a double- edged sword,” Carter said. “We didn’t have as much business, so we couldn’t have people work their normal schedules. But we also had people who were reluctant to drive because of the COVID situation, and we know we’re transporti­ng ( coronaviru­s) positive people.”

The company has started bringing passengers to and from coronaviru­s testing sites and even taking ill patients to quarantine. Drivers began delivering for grocery stores as demand for that service increased.

Carter says many of those laid off are now back working, although with greatly reduced hours.

“For most of the year, our battle has been trying to get our expenses if not lower, at least equal to our revenues,” he said. “We’re getting closer and closer to that.”

ALABAMA Montgomery: The state is getting roughly half as much COVID19 vaccine as it was expecting based on federal plans announced last year, officials said Friday, meaning it would take more than two years to vaccinate all adults without improvemen­t.

ALASKA Juneau: Renters will have to wait before receiving their allotments from up to $ 200 million in federal coronaviru­s aid. The Alaska Housing Finance Corp. said it is still forming plans to distribute the funds, the Anchorage Daily News reports.

ARIZONA Prescott Valley: A multipurpo­se arena is the latest large venue in the state to become a COVID- 19 vaccinatio­n site. Cottonwood- based Spectrum Healthcare on Monday will open an appointmen­t- only setup inside Findlay Toyota Center.

ARKANSAS Little Rock: Gov. Asa Hutchinson noted a decline of nearly 1,000 new daily cases Friday from the same time last week, saying he hopes the trend will soon be reflected in a decrease in deaths.

CALIFORNIA Chula Vista: A federal appeals court has denied South Bay United Pentecosta­l Church’s request to overturn state coronaviru­s rules barring worship services indoors. The Sacramento Bee said Friday’s ruling leaves the door open for addressing attendance limits if a county is in a less- restrictiv­e COVID- 19 tier.

COLORADO Denver: The Regional Transporta­tion District in Colorado has halted layoffs for about 250 employees after it received more than $ 200 million in federal coronaviru­s aid, officials said. It also reversed furloughs and salary cuts planned for its highest- paid management employees, The Denver Post reports.

CONNECTICU­T Hartford: An attorney representi­ng families and the CT Freedom Alliance, who are challengin­g state rules requiring students to wear face masks in school, has asked the state Supreme Court to get involved, the Hartford Courant reports.

DELAWARE Dover: Officials are offering incentives to encourage inmates to get a vaccine when it’s available. The offers include five days of good time credits, a free video visit, and a snack bag or special meal, The Delaware State News reports.

DISTRICT OF COLUMBIA Washington: As thousands of National Guard troops departed the city, a U. S. official said Friday that approximat­ely 150 of 26,000 troops deployed to the capital have tested positive for the coronaviru­s, WUSA- TV reports.

FLORIDA Tallahasse­e: Gov. Ron DeSantis had a made- for- TV moment: A 100- year- old World War II veteran getting a vaccine against COVID- 19. “An American hero,” he proclaimed Friday, would be the 1 millionth senior in his state to get the lifesaving shot. The Republican governor later walked back the claim, saying the injection was symbolic of Florida being on track to hit 1 million doses soon.

GEORGIA Savannah: The NAACP has filed suit against state prison officials, blaming a lack of coronaviru­s testing and insufficient safeguards for an outbreak that infected nearly 1 in 10 inmates at a Coffee County site.

HAWAII Honolulu: The state reports its hotel occupancy rates declined by more than half in December from the same time in 2019, although the rates have gradually increased in recent months. Hawaii Tourism Authority data shows 23.9% of rooms were full last month amid the pandemic.

IDAHO Boise: Gov. Brad Little on Friday ripped lawmakers for jeopardizi­ng efforts to fight the coronaviru­s and called on residents to contact their senators and representa­tives as they push legislatio­n aiming to strip away some of his authority during a crisis. In an anger- tinged speech on live television, the Republican governor said the GOP- led Legislatur­e is perpetuati­ng false informatio­n and trying to score political points.

ILLINOIS Chicago: The Chicago Teachers Union said Sunday that its members voted to defy an order to return to the classroom Monday, before they have been vaccinated against COVID- 19, setting up a showdown with district officials.

INDIANA Indianapol­is: The state’s COVID- 19 metrics have reached their lowest levels in more than two months, and Gov. Eric Holcomb said he is considerin­g rolling back restrictio­ns on crowd sizes.

IOWA Des Moines: Gov. Kim Reynolds said Thursday that the state would make COVID- 19 vaccines available Feb. 1 to all Iowans 65 or older, plus those in certain profession­s, such as school staff, first responders and child care workers.

KANSAS Mission: Online sign- ups for vaccinatio­ns are filling up almost as quickly as they are posted, as health officials begin moving beyond immunizing just health care workers and long- term care residents. The state doesn’t yet have nearly enough doses now that about 1 million people are eligible.

LOUISIANA Baton Rouge: Nearly six weeks after vaccinatio­ns began, Louisiana on Friday began releasing demographi­c details on who has received shots, but the data lacks key pieces of informatio­n to determine if doses are being distribute­d equitably, with many providers not identifyin­g recipients’ race.

MAINE Augusta: A group of lawmakers responsibl­e for overseeing the rules of the state’s two legislativ­e chambers is reviewing pandemic protocols in response to complaints about members not wearing effective face masks.

MARYLAND Annapolis: Gov. Larry Hogan has called on all schools in the state to resume in- person learning by March 1, if not sooner.

MASSACHUSE­TTS Boston: Nearly 2,000 doses of a COVID- 19 vaccine were spoiled at a Veterans Affairs hospital after a contractor accidental­ly unplugged a freezer, hospital officials announced Thursday.

MICHIGAN Lansing: State Health and Human Services Director Robert Gordon abruptly resigned Friday, just hours after he signed a revised order that will let restaurant­s and bars resume indoor dining Feb. 1.

MINNESOTA Minneapoli­s: Health officials reported Friday that the state has been allocated 871,650 doses of COVID- 19 vaccine. If all 5.6 million residents were to get two shots, the federally controlled vaccine allocated so far would amount to less than 8% of what’s needed.

MISSISSIPP­I Jackson: The state’s top health official criticized the rollout of vaccines within long- term care facilities Friday. “We gave them too much vaccine too soon,” State Health Officer Dr. Thomas Dobbs said. The Department of Health is having conversati­ons with CVS and Walgreens about whether some of the doses allocated to them need to be pulled back for use at sites that are moving more quickly, he said.

MISSOURI St. Louis: The state’s health department doesn’t include antigen tests in its count of coronaviru­s cases, meaning tens of thousands of positive tests have not been included in its tally.

MONTANA Helena: A bill that would protect businesses and health care providers from coronaviru­s- related lawsuits is advancing quickly through the Legislatur­e, after Republican Gov. Greg Gianforte said the measure was necessary to eventually remove a statewide mask mandate put in place by his Democratic predecesso­r.

NEBRASKA Lincoln: A mass vaccinatio­n event that helped the state record one of its most productive days in its campaign to distribute shots could serve as a model for future events. Health officials in Lincoln said roughly 2,400 health care workers received the vaccine Friday at the Pinnacle Bank Arena.

NEVADA Reno: Calvary Chapel Dayton Valley wants the U. S. Supreme Court to weigh in on a legal battle over the government’s authority to limit the size of religious gatherings amid the COVID- 19 pandemic even after the church won an appeals court ruling that found the state’s restrictio­ns unconstitu­tional.

NEW HAMPSHIRE Concord: School districts are losing money because the state’s funding formula is based on metrics heavily affected by the pandemic. Sixteen mayors and school board leaders wrote to Gov. Chris Sununu and legislativ­e leaders expressing their concerns about free and reduced- price meal programs.

NEW JERSEY East Rutherford: The state’s newest COVID- 19 vaccinatio­n mega- site has opened. Officials on Friday said the site inside the old Meadowland­s Racetrack is one of the final six mega- sites to open across New Jersey.

NEW MEXICO Albuquerqu­e: Vaccinatio­n clinics scheduled for hundreds of public school employees in the city and surroundin­g communitie­s won’t happen after all, prompting criticism from a lawmaker and disappoint­ment from top administra­tors at two school districts. Health officials say the state is focusing the current round of vaccinatio­ns on people 75 and older and those with underlying medical conditions that put them at higher risk.

NEW YORK New York: A Staten Island bar owner who struck a sheriff ’ s deputy with a car last month, breaking both of his legs, will only face criminal charges alleging he served patrons indoors in defiance of state coronaviru­s restrictio­ns.

NORTH CAROLINA Raleigh: The University of North Carolina at Chapel Hill announced Friday that it avoided returning to campus 112 undergradu­ate students who tested positive for the coronaviru­s through its new mass testing program.

NORTH DAKOTA Bismarck: State health officials said eight more people have died from complicati­ons due to COVID- 19, according to data released Saturday.

OHIO Columbus: Gov. Mike DeWine on Friday ordered $ 390 million in across- the- board budget cuts for the rest of the fiscal year, citing the economic impact of the pandemic. He also extended the state’s 10 p. m.to- 5 a. m. curfew until Jan. 30.

OKLAHOMA Oklahoma City:

Health officials plan to work with retailers and faith leaders in minority communitie­s across the state to ensure equitable access to COVID- 19 vaccines. The Oklahoma State Department of Health plans to unveil vaccine- dispensing sites in minority communitie­s in the coming weeks, Deputy Health Commission­er Keith Reed said Friday.

OREGON Portland: Gov. Kate Brown on Friday defended her decision to reject federal guidelines and prioritize teachers for the COVID- 19 vaccine before the elderly, saying if all of Oregon’s seniors were vaccinated first, teachers would likely not be vaccinated before the school year ends, and many students would not return to in- person learning.

PENNSYLVAN­IA Harrisburg: The Republican- controlled Legislatur­e on Friday took another step in the drive to strip future governors of some of their constituti­onal authority under emergency declaratio­ns and give lawmakers more control over the declaratio­ns. The Senate Veterans Affairs and Emergency Preparedne­ss Committee approved it on a partyline basis, 7- 4.

RHODE ISLAND Providence: Advocates for the elderly are calling on the state to prioritize vaccinatin­g a wider group of older residents against COVID- 19. The AARP’s Rhode Island office on Friday demanded that the state’s vaccinatio­n plan immediatel­y prioritize doses for residents 50 and older.

SOUTH CAROLINA Columbia: After a slow start and concerns about adequate supplies, efforts to roll out the COVID- 19 vaccine kicked into high gear this past week. On Thursday, Dr. Brannan Traxler, the state’s interim public health director, said it receives from the federal government 60,000 to 64,000 first doses of the Pfizer and Moderna vaccines each week. That same amount would be guaranteed for the second round of vaccines.

SOUTH DAKOTA Spearfish: More than 20% of the state’s children have missed routine vaccinatio­ns since the COVID- 19 pandemic swept the country. “We have families that are nervous to take their children into a clinic because of COVID, and so they are skipping multiple well child checks,” said Dr. Rose Oakley, a pediatrici­an with Monument Health in Spearfish.

TENNESSEE Nashville: Lawmakers on Friday finished tackling education issues that surfaced during the pandemic, as Republican­s fumed that some districts still are not back in classrooms but declined to act on their proposal to withhold state funding for staying virtual.

TEXAS Laredo: A raging coronaviru­s outbreak in the city, now one of the biggest hot spots in the U. S., is leading to hundreds of new cases a day.

UTAH Salt Lake City: Gov. Spencer Cox is ordering COVID- 19 vaccine shots set aside as second doses to be redistribu­ted as first doses to new people if the original patient doesn’t come back for a follow- up appointmen­t within a few weeks.

VERMONT Montpelier: The state will start vaccinatin­g residents 75 and older Wednesday and will begin taking registrati­ons for appointmen­ts for that age group Monday, officials said.

VIRGINIA Richmond: The state is lagging others on tracking COVID- 19 vaccinatio­ns by race and ethnicity. Virginia is one of only 17 states that were publicly reporting vaccinatio­n data by race and ethnicity as of last week, but the state’s COVID- 19 website indicates race and ethnicity data has not been reported for more than half of the roughly 475,000 people who have received at least one dose.

WASHINGTON Seattle: Federal authoritie­s arrested a suburban Seattle man who advertised a supposed COVID- 19 “vaccine” he said he created in his personal lab. Johnny T. Stine, 56, could face up to one year in prison if convicted, KUOW reports.

WEST VIRGINIA Charleston: Republican Gov. Jim Justice was sworn in to a second and final term Friday. He said in a 20- minute speech that

“West Virginia is really on the move” despite challenges wrought by the pandemic and a population that has declined for eight straight years.

WISCONSIN Madison: Republican­s who control the Legislatur­e plan to vote Tuesday on a resolution that would end the statewide mask mandate designed to slow the spread of the coronaviru­s.

WYOMING Casper: A man who died in December was the state’s first inmate killed by COVID- 19. The cause took time to confirm by autopsy, the Wyoming Department of Correction­s announced Friday.

 ?? TORI LYNN SCHNEIDER/ USA TODAY NETWORK ?? Stein Mart took out a $ 10 million Paycheck Protection Program loan in June. Within two months, it filed for Chapter 11. The company closed all 280 stores and laid off 9,000 workers.
TORI LYNN SCHNEIDER/ USA TODAY NETWORK Stein Mart took out a $ 10 million Paycheck Protection Program loan in June. Within two months, it filed for Chapter 11. The company closed all 280 stores and laid off 9,000 workers.
 ?? JENNIFER MOSBRUCKER FOR USA TODAY ?? A control room at a newsprint company in Washington state, which declared bankruptcy after receiving its PPP loan.
JENNIFER MOSBRUCKER FOR USA TODAY A control room at a newsprint company in Washington state, which declared bankruptcy after receiving its PPP loan.
 ?? JENNIFER MOSBRUCKER FOR USA TODAY ?? Todd Behrend inside a closed mill in Usk, Wash.
JENNIFER MOSBRUCKER FOR USA TODAY Todd Behrend inside a closed mill in Usk, Wash.

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