USA TODAY International Edition

Justices likely to squash loan forgivenes­s

High court should rule to recover, in full, the authority Biden sought to borrow from lawmakers

- Ingrid Jacques Ingrid Jacques is a columnist at USA TODAY. You can contact her at ijacques@usatoday.com or on Twitter: @ Ingrid_ Jacques

The U. S. Supreme Court on Tuesday heard two cases related to President Joe Biden’s plan to cancel student loan debt for millions of borrowers.

It should be the end of the road for what is clearly an overreach by the president.

After announcing his proposal last summer to forgive up to $ 20,000 in student loan debt, Biden framed opposition to his giveaway as Republican­s being mean.

Yet Republican­s – and any American concerned with the separation of powers – are worried about much more than the plan’s minimum cost of $ 400 billion for taxpayers, including those who never went to college themselves.

The cases center on how far the executive branch and regulatory agencies can go without direct authorizat­ion from Congress.

If previous cases are any indication, the conservati­ve 6- 3 majority on the Supreme Court will push back against the Biden administra­tion’s pandemic rationale for why such broad forgivenes­s is necessary.

The high court has already struck down several similar attempts from Biden officials.

For instance, in 2021, the Supreme Court overturned the administra­tion’s continuati­on of the eviction ban. And in January 2022, the court ruled against the Biden mandate to force COVID- 19 vaccinatio­n or testing requiremen­ts on large businesses.

Similarly, the Supreme Court in June ended the Environmen­tal Protection Agency’s attempts to regulate power plant emissions.

‘ A growing skepticism’

In all these cases, the issue was overreach by administra­tion officials.

“The court has shown a growing skepticism or lack of patience with presidents and administra­tions that discover new meaning in old statutes,” Elizabeth Slattery, senior legal fellow at the Pacific Legal Foundation, told me.

The merits of this case are no different. The Pacific Legal Foundation filed the first major lawsuit against the student loan forgivenes­s plan in September, and while its case is not one before the Supreme Court, it also filed a recent amicus brief on behalf of several former lawmakers.

These lawmakers were instrument­al in the passage of the 9/ 11- era HEROES Act – the law that Biden has used to justify the loan cancellati­on. They argue that the law was never meant to be used so broadly. Rather, it was targeted to aid service members who were at war.

It seems as if even Biden, who didn’t mention loan forgivenes­s in his State of the Union address, has realized his plan is a lost cause.

That is odd, considerin­g the priority he gave it ahead of November’s midterm elections.

And Biden has acknowledg­ed several times in the past year that the “pandemic is over” and has finally set an end date for the dual COVID- 19 emergency declaratio­ns. The president’s claim that the pandemic hurt student loan borrowers is why the HEROES Act has been used as the basis for his plan. Take away that emergency and there isn’t any legal justification left.

Biden’s claim that the pandemic hurt student loan borrowers is why the HEROES Act has been used as the basis for his plan. Take away that emergency and there isn’t any legal justification left.

Separation of powers

The timing of Biden’s announceme­nt and his push to ram it through ahead of the election point to his use of loan forgivenes­s as a way to entice Democrats – especially young ones – to vote.

That ploy might have worked. But in the end, the president’s abuse of his authority and his hollow promises of aid have caused confusion and consternat­ion for millions of Americans.

The Supreme Court should once again stand for the separation of powers and quash this illegal – and costly – giveaway.

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