Our expert panel

Tom Hegna is the author of Don’t Worry, Retire Happy! and host of the public television special, Don’t Worry, Retire Happy!, which has aired in more than 72 million homes since its debut in November 2014.

Catherine Collinson, president of the Transamerica Institute and Transamerica Center for Retirement Studies, is an expert in helping people achieve a happy, financially secure retirement.

Wes Moss, author of You Can Retire Sooner Than You

Think, hosts Money Matters, the longest-running live call-in personal finance radio show. Visit him at Wesmoss.com.