Insurance companies don’t make sense

I received notice from my auto carrier that my premium has been increased. But why should this be, I ask, for someone who is 75 and hasn’t had an accident in nearly 40 years, and drives no more than 100 miles weekly?

I can tell you one of the reasons and this being some four years ago, in backing up at the complex where I resided. I merely touched a brick wall, putting a dent in my quarter panel the size of a quarter. Not a halfdollar but a quarter. With my always wanting to see that my vehicle looks good and my not having extra money at the time to have it repaired, I reported it.

But when an insurance company can put this down as being an accident, it is on your record for three to five years. I find it to be an outright disgrace. In other words, most insurance companies these days don’t want to pay a dime out for any reason outside of accidents where serious injuries or death occurs.

As for the rates which continue to go up based on the questions you are asked when applying, I find it a joke. Questions such as are you single. If you answer yes, do they surmise that you’re out every night hitting the bars?

Probably the biggest reason for the exorbitant prices we as motorists are paying is due to these costly commercials companies are having us pay for. Commercials which are geared to entertain us Hollywood style, and probably cost upwards of hundreds of thousands of dollars.

In seeing all the items on our president’s list which he is speaking out on, I hope one of them has to do with what the insurance companies get by with today.

Companies whose policies can only be fully understood by the attorneys who write them — companies where we are being told more of what’s not covered than what is. JIMMY LUHM Yuma