Value Of Experiential Gifts – Gift Your Loved Ones With The IBP InvestGo Card This Festive Season
Dear Reader,
We trust that you and your loved ones are well and that you are staying clear of Covid – 19 by adhering to all health guidelines shared by the Ministry of Health. Please note that Covid -19 is real and that it is not yet over, we are all encouraged to continue being vigilant in ensuring that we control and ultimately stop spreading the Coronavirus.
Dear Reader, the Festive period is fast approaching! To this effect, we remind you yet again, about the importance of budgeting – please only spend money that you planned to spend. Like we stated in our stories during the past few weeks, the Festive period is one that comes with the temptation to spend unwisely because the period is characterised by the exchange of gifts by loved ones. Giving is a good thing to do, by all means, gift the people who are dear to you but do that in a responsible manner, only spend money that you budgeted to use.
Qualities Of Great Gifts
Talking of gifts dear Reader, a lot of thought goes into the decision making process regarding what to purchase for various special people in our lives. Some people have even gone to great strides in establishing what constitutes a great gift. Some believe that the value of a gift in monetary terms is what makes it great while others believe that handmade gifts are more sentimental because the planning and thinking that go into the creation of the gift is special. Others believe that when it comes to determining the value of a gift, it is really the thought that counts and so it does not matter how much one spends. What are your thoughts?
Gifting The IBP Way
At Investrust Bank Plc (IBP), we believe that meaningful gifts are experiential! The golden rule when it comes to gifts is that they should make a person experience something that is life-changing. That way, the recipient of the gift will always remember and value it for the rest of their lives. People who receive such gifts feel more connected to the giver. Wondering what to get for your loved ones this festive period? Wonder no more because, at IBP, we have a solution for you. We have a great gift that is suitable for everyone! A gift that will truly change one’s life, making them super ready to face the world. What’s more? The recipient of the gift will remember you for life because you helped change theirs. Experiential gifts are particularly meaningful for kids making them ideal tools for perfecting skills that will help them to live quality lives in future.
Earning, Spending, Saving, Investing and Giving Money
In essence, there are only five things that you can do with money; earn, spend, save, invest or give it away. For purposes of a better appreciation of this story, we draw your attention to the spending aspect of money as the story is focusing on spending wisely during the upcoming Festive season. The call to action here is that you spend within your means and the only money you budgeted to use. As we plan to ‘Give’ this Festive Season, let us do so in a responsible manner.
Just like with Saving, the amount of money you give away to help family, or a charity should always be planned. A clever way to do this is to keep some money aside in a contingency fund for those ‘spurs of the moment’ expenditures.
InvestGo Card – The Trusted And Ultimate Money Management Tool & The Perfect Gift
The IBP InvestGo card is the epitome of our dedication to service because we go beyond our customers to serve. In recognising our role in the enhancement of Financial Inclusion in Zambia, we go beyond just serving our customers. We provide a service to/ for non-customers too. One need not be our customer to own the InvestGo card. What beats that?
Product definition
VISA InvestGO Prepaid Card is a Chip, and PIN debit card that can be used at any VISA enabled ATM or POS locally, internationally, and online.
Requirements
The only requirement needed to purchase an InvestGO card is proof of identification, i.e. NRC, Driving license and passport.
Features & Benefits
• No bank account required.
• No maintenance fees.
• Load up to K50,000 on the card.
• Allows ATM withdrawals on any VISA enabled ATM.
• You can use the card on POS.
• You can use the card online.
• Real- time access to funds on your card.
• VISA brand globally recognised and trusted.
• You can use the card to purchase airtime and pay bills on any IBP ATM.
The Perfect Gift Indeed
• You can use it to teach your kids, especially those in college about the importance of budgeting by gifting them with a card loaded with only an amount of money that they need to spend whilst at school. They can monitor their own spend, and they can learn to regulate it. This will also help them to live quality lives in future because they will have learnt about the importance of saving and managing money well for a better tomorrow.
• The card goes a long way in helping to manage your home expenses, and so it can be a perfect gift for your spouse, male or female depending on who takes care of shopping for essentials in the home; it can be loaded with money that you agree to set aside for this particular spend.
• It is secure – the person you give this gift will not require to move around with money eliminating chances of being robbed.
We trust that you enjoyed the read and that you have picked valuable lessons from this story that will help you to change the narrative of your own Money Management and Saving story today and going forward. We sincerely trust that you will only spend money that you budgeted to spend during the Festive Season. There can be no better time to ‘ rub in’ the two magical words, ‘ Spend Wisely’! This call to action is not to be taken lightly. These two words, when heeded, can be life-changing not only during this period but forever.
Until next week, be blessed and remember to be a blessing to others. Be sure to keep yourself and loved ones safe, adhere to good health practices as we continue to fight the Covid–19 pandemic. For comments or questions email maria.karima@investrustbank.co.zm