Daily Nation Newspaper

AFFINITY FRAUD using fake official documents for illegal activities

- By BUUMBA CHIMBULU By BUUMBA CHIMBULU

been been victims victims of of mobile mobile monmonSept­ember September September this this this year year year by by ZICTA by ZICTA ZICTA ey ey scams scams and and have have lost lost money money indicates indicates indicates that that that the SIM the SIM SIM deactivade­activadeac­tivathroug­h through such such vices. vices. tion tion tion programme programme programme led led to led to a to slight a a slight slight

Informatio­n Informatio­n from from the the ZamZamdecr­ease decrease decrease in in the in the total the total total number number number of of of bia bia Informatio­n Informatio­n and and CommuCommu­active active active mobile mobile mobile cellular cellular cellular subscripsu­bscripsubs­cripnicati­ons nications Technology Technology Authority Authority tions tions tions to to 18.7 to 18.7 18.7 million million million subscripsu­bscripsubs­crip(ZICTA) (ZICTA) has has indicated indicated that that going going tions tions tions in in the in the the first first first half half half of of 2022 of 2022 2022

forward, It is a cyber crime cyber related people related risks commit risks are are from from from 19.7 19.7 19.7 million million million subscripti­ons subscripti­ons subscripti­ons

SOME people VOIDING are mobile mobile in a habit phone phone of forward,

expected which have have to been persist, been handled handled especially by by that we we will will be be able able to to grow grow our our Bankers Bankers Associatio­n Associatio­n of of ZamZam

manufactur­ing, RAUD scams may is now be duplicatio­n more part ramof have financial to been persist, handled institutio­ns, especially by that that we will be able to grow our Bankers Associatio­n of Zamrecorde­d recorded recorded at at the at the the end end end of of June of June June

is part of our which expected towards

the the mobile Drug have have Enforcemen­t money been Enforcemen­t been handled accounts. handled ComComby by that economy that economy we we will will and be and be able contribute able contribute to to grow grow to our to the our the Bankers bia Bankers bia (BAZ) (BAZ) Associatio­n Associatio­n has has therefore therefore of of Zamcalled Zamcalled

and forgery pant in the of the lives, official financial financial especially docuramand mobile Drug Enforcemen­t money agencies, accounts. and Comothecon­omy and contribute to the bia (BAZ) has therefore called 2021. 2021. 2021.

digital digital in lives, especially the which on government

business mission the mission Consequent­ly, Drug (DEC). (DEC). Enforcemen­t (DEC). Enforcemen­t Short Message ComComecon­omy developmen­t economy developmen­t and and of contribute of the contribute of the nation,” the nation,” nation,” to to he the he the he bia for bia for (BAZ) collaborat­ion (BAZ) collaborat­ion has has therefore therefore in in the called the fight called fight ments fraudsters in an in attempt the sector sector financial are continuall­y to than than bypass and orConseque­ntly, entities to acquire Short something Message developmen­t for collaborat­ion in the fight “This always “This “This trend ask trend trend was for was everything was mainly mainly mainly attribattr­ibto attribbe

since since pant business fraudsters are continuall­y mission the er

Service Fraud Fraud Fraud risk (DEC). SMS) risk (DEC). ( SMS) risk is is currently frauds is currently frauds currently which which a coma coma are comare said. developmen­t said. developmen­t said. of of the the nation,” nation,” he he among for among for among collaborat­ion collaborat­ion all all stakeholde­rs all stakeholde­rs stakeholde­rs in in the the espeespefi­ght fight espelegal dinary coming business authoritie­s people up with sector may new and realise. realise. ways than checks, ortry otherwise could not. uted uted detailed uted to the to to the active the in active writing, active SIM SIM SIM cards and cards cards that to that that be

with ways to mission Service they

banks try targeted mon danger among Zambian Insurance and industrial cially law enforcemen­t agendinary such and It It is as trick is entrance a scourge people scourge into who realise. that that a are banks counFraud Criminals danger danger risk at risk at is mobile among is mobile currently currently and money Zambian money terrorists Zambian a coma comusussai­d. Insurance said. Insurance and and industrial industrial cially among cially among law law all enforcemen­t all stakeholde­rs enforcemen­t stakeholde­rs agenespeag­enespewere were signed. were deactivate­d deactivate­d deactivate­d during during during the the the

trick people are ignomon targeted and It businesses, ers businesses, are are danger danger increasing­ly increasing­ly and and among is is believed is drawing believed drawing Zambian believed Zambian the to the to to manufactur­ing manufactur­ing Insurance manufactur­ing Insurance and are and are among are among industrial among industrial the the the cies cially cies cially cies in in law adhering in law adhering adhering enforcemen­t enforcemen­t to to regulatory to regulatory regulatory agenagentr­y. Our It other is other is interests, a scourge financial scourge financial background­s, institutio­ns that institutio­ns that banks make fraudulent use of first first first half If half the half of of 2022. person of 2022. 2022. Over Over offering Over two two two milmilyou mil

rant. businesses, mon ers often and and have This However, other other to to action thwart financial thwart factors some is off off called will scams institutio­ns almost almost naturally Docuare not on false and genuine identity lion this, SIM refuses cards your request, the you financial institutio­ns affect businesses, largest affect a attention a attention a significan­t significan­t and significan­t and is on is on believed believed consumer number consumer number number to to industries manufactur­ing industries manufactur­ing industries suffering suffering suffering are are the among the among highest the highest highest the the requiremen­ts cies requiremen­ts cies requiremen­ts in in adhering adhering and and to and protecting to regulatory protecting regulatory protecting lion lion SIM SIM cards cards across across across the counthe councoun

scams are not affect businesses, largest both have of affect awareness of businesses businesses businesses a a significan­t and significan­t and each each consumer each consumer year year number year number both proboth proboth average industries average industries average losses. losses. suffering losses. suffering the the highest highest payment requiremen­ts payment requiremen­ts payment channels. channels. channels. and and protecting protecting always a daily daily to to basis. obvious, thwart basis. thwart There There off so off it almost are almost is are essential many on of affect awareness ment and travel documents to carry try try were try were were deactivate­d deactivate­d deactivate­d in in a in bid a a bid to bid to to always lead us fraud. obvious, to those Document so affiliatio­ns it is essential fraud that within should be suspicious. Any a from of tection. businesses within the the each the public each public public year year and and and both the both the the average average The The The losses losses. losses losses. losses in in the in the the financial financial financial payment BAZ payment BAZ BAZ Treasurer channels. Treasurer channels. Treasurer Mwindwa Mwindwa Mwindwa combat combat digital digital digital fraud. fraud. fraud. to organisati­ons daily daily keep basis. basis. on top There that There that of make new are are scams. many monis to organisati­ons a person’s top attempt of to obtain scams. from of tection. out their businesses within prohibited events. combat best organisati­ons ey by serve soly soly our scamming needs. that make banks banks monor or private from private However, sectors. sectors. as adoption public of Inservices services services The industry, industry, a sector financial a sector sector Siakalima Siakalima Siakalima BAZ said said in in the in the the Mwindwa past past five five five company “The “The deactivate­d deactivate­d that is above SIM SIM board cards cards organisati­ons money, This This is is because property, because that it it is or is sometimes sometimes entrance private from However, False within within sectors. documents the as the adoption public go and togethand of the Inthe The losses losses industry, in in the the a financial BAZ Treasurer said Treasurer Mwindwa past “The deactivate­d SIM cards

business Things by soly soly entities. entities. such scamming as race, banks banks culture, or or formation Zambia Zambia sectors. has and has in Communicat­ion in Communicat­ion the in the the past past past few few few which services which services which is is most is most industry, industry, most frequently frequently frequently a a assosector assosector assoyears, Siakalima years, Siakalima years, the the financial the said financial said financial in in the sector the sector past sector past has five has five has belonged will belonged want to to everything subscriber­s to subscriber­s subscriber­s recorded who who who into business ey not a easy country to recover by submitting your ac

easy to recover your acprivate formation er private with identity sectors. has and fraud and conbelonge­d and business This This religious entities. column entities. beliefs will will highlight also highlight play years Technologi­es Zambia years Zambia witnessed witnessed witnessed has has increases in increases in the the increased past increased coupled past increased coupled few few ciated which ciated which ciated with is with is most with most fraud, fraud, fraud, frequently frequently were were were actually actually assoactual­ly assomade years, made years, made tremendous the tremendous the tremendous financial financial progress progress sector sector progress in has in has in had and had more more filed. more than The than than ten same ten ten SIM SIM suspicion SIM cards cards cards false counts documents. when they they have have been been years Technologi­es sists of a fraudster passing off had a compromise­d. some This This role of of in column the the identifyin­g scams will will unearthed unearthed highlight highlight human cases poor of poor witnessed of of witnessed cybercrime­s digital cybercrime­s digital cybercrime­s skills skills increased increased which among which among which below ciated below ciated below average with average with average fraud, fraud, when when were when were it it came actually came it actually came to to to its made its made digital its digital tremendous digital tremendous payments payments payments progress progress journey journey journey in in

It is the act of creating, alcases years with someone cases years with else’s documentat­ion under under should under one one be one name raised name name or if or had or you had had some are some some inby various various of of as the the members banks scams and unearthed unearthed of financial financial unique involve country’s country’s of of fraud fraud cybercrime­s fraud cybercrime­s population, related population, related related which funds which funds funds the the impact below impact below impact average from average from from fraud. fraud. when fraud. when it it came came to to such its such its such digital that digital that that now now payments now payments there there there is is an journey an is intejourne­y an inteintemi­ssing formed missing informatio­n informatio­n that informatio­n the on investment on their on their their tering, beings some Zambia or using is currently false or genuine experiinvo­lve cases the as involve cases the their own.

is currently missing institutio­ns. It It will also experideal can be used to grow grow the institutio­ns. groups by encing various various that financial banks they It will scams often and also financial financial come through deal which involve diversity which involve diversity can can fraud and fraud be and be used intensity used intensity related related to to grow of of funds these funds the these the impact impact Institute Institute Institute from from of fraud. of fraud. Risk of Risk Risk ManageMana­geManagegr­ated such grated such grated that eco-payment that eco-payment now eco-payment now there there system. is system. is an system. an inteintere­gistration registrati­on should registrati­on be kept details,” details,” a details,” secret. ZICTA ZICTA ZICTA documents, financial with related scams the intent to through mobile to Scammers in creating false institutio­ns. institutio­ns. mobile with scams money related It It will as will the to also also mobile business deal deal economy, which risks economy, which risks is can is expected can expected according be according be according used used to to persist. persist. to grow to grow to inforinfor­the inforthe ment ment Institute ment Institute Zambia Zambia Zambia of (IRMZA) of (IRMZA) Risk (IRMZA) Risk ManageExec­uManageExe­cuExecugra­ted He grated He said He said eco-payment eco-payment said despite despite despite the the system. efficienth­e system. efficienef­ficienMana­ger Manager Corporate Corporate Communidec­eive trust. or pass as specific the business condocumen­ts make alteration­s Manager Also Corporate look out for Communitim­e Communipre­swith money, scams which related related are are rampant to to mobile mobile in in in mation economy, mation economy, In In trying trying from from from according to according to DEC. avoid DEC. avoid DEC. these these to to scams, inforscams, infortive ment common tive ment common tive Director Director Zambia Director Zambia goals goals Francis Francis (IRMZA) and Francis (IRMZA) IRMZA) and Ziba sometimes Ziba sometimes Ziba ExecuhowEx­ecuhowhowc­ies to cies to He be in cies He be in the said prepared. the in said prepared. digital the despite digital despite digital channels, Avoiding channels, Avoiding the the channels, efficienef­ficienthes­e the these the the sending sending any any money money to to anyone. to anyone. anyone. cations cations Hanford Hanford Chaaba Chaaba said. said. trols. booms owing to many consumsure. cations If the Hanford person Chaaba who said. is ofthis Scams country. such to as Affinity consumfrau­d such as changing the photo on this money, country. which are are rampant in in mation it mation it This is This is important This important from entails from entails entails DEC. to DEC. that to note that note that wherever that wherever that wherever every every ever tive methods. ever tive methods. ever points Director points Director points out out Francis out that Francis that that majority Ziba majority Ziba majority howhowof of of sector cies mobile sector cies mobile sector in has in the has scams the witnessed has scams digital witnessed digital witnessed requires requires channels, channels, increased increased you increased you the to the to Consumers Consumers are are are encouraged encouraged to to to ers a passport or the account numAs As a As result a a result result of of such of such such vices, vices, vices, the the the find ers This What using such using type areas digital fraud? digital of as fraud transactio­ns. play According transactio­ns. is grounds used to

country. country. is is fraud? According to to there scam there scam This there This is has is entails has is valuable entails valuable its valuable its unique that unique that property, property, wherever property, wherever features features a a a frauds ever frauds ever Since frauds Since points points in in new the in new the out out the financial types that financial types that financial majority of majority of sector scams sector scams sector of of frauds sector pay frauds sector pay frauds attention attention has and has and witnessed and cyber-crimes witnessed cyber-crimes to to cyber-crimes what what increased they increased they on are on are on be be part part of of the of the solution solution solution and and not not not value value fering of you mobile this money investment transthis by this Many criminals unsuspecti­ng to enter people a country have ber on an income tax return. value of mobile of mobile money money transtrans­Wikipedia, for Wikipedia, unsuspecti­ng victims. in law, law, fraud people fraud is have is is inininfrau­d fraud fraud may be be be attempted. attempted. attempted. OfOfOfhave appear have appear have remained remained regularly, remained regularly, undetected undetected you undetected you will will have as have as as asking the asking the system. you system. you to to do. do.

What hunting is is fraud? in fraud? According According to to there but there but generally generally is is valuable valuable they they property, share property, share a a few few a a frauds frauds in in the the financial financial sector sector the frauds frauds system. and and cyber-crimes cyber-crimes on on the the problem. problem. actions actions opportunit­y recorded recorded appears a downward a downward to be in illegally, obtain employment, actions recorded a downward Wikipedia, tentional Wikipedia, tentional Affinity deception deception fraud in law, law, is fraud to a to secure type is secure is inof ten, fraud ten, fraud ten, only only only may high-profile be high-profile be high-profile attempted. attempted. frauds frauds frauds OfOfcompil­ing have compiling have compiling remained remained reliable reliable reliable undetected undetected statistics statistics statistics as as the Mr the Some Mr system. Some Mr Siakalima system. Siakalima of Siakalima of the the common common said said said attacks mobile attacks mobile attacks Consumers Consumers now now have have the the the trajectory trajectory a hurry, in then the in the first this first half is half a of sign 2022 of 2022 that banking, legal in services, fraud and intrajecto­ry in the first half of 2022 tentional unfair scam tentional unfair that or or deception unlawful deception unlawful takes an gain, to gain, emotional to secure secure or or to to to and ten, and ten, fraud only fraud only fraud high-profile involving high-profile involving involving large large frauds large frauds orororarou­nd compiling around compiling around it it is is it often reliable is often reliable often not not easy. not statistics easy. statistics easy. are money are money Mr well are Mr well Siakalima well coordinate­d fraudulent Siakalima coordinate­d fraudulent coordinate­d said said tricks and tricks and attacks attacks and inare inare inpower power to to to fight fight fight mobile mobile scams scams when when something compared compared is not to to the right. the perforperf­orhousing, compared to the perfordepr­ive deprive among a victim victim other of of a a legal legal things. right. right. right. ganisation­s ganisation­s ganisation­s are are are reported reported reported in in the in the the transfer creasingly transfer error error scheme scheme on on where where by by reporting reporting numbers numbers sending sending sending unfair as unfair well or or as unlawful unlawful financial gain, gain, toll or on or to its to and and fraud fraud involving involving large large ororaround around Mr Mr Mr Ziba Ziba it Ziba it is argues is often argues often argues not that not that easy. that easy. this this this is is is creasingly are are creasingly well well coordinate­d riding coordinate­d riding riding and some on and some insome inmance mance Often of of if these of what these these transactio­ns you transactio­ns transactio­ns are being

For example, can violate violate opening civil civil civil law law a (e.g., new (e.g., (e.g., media. media. media. the more reason all businesses businesses you institutio­nal you receive receive a perspectiv­e a text perspectiv­e text message message and ininfraud fraud and and scam scam messages messages for for for deprive Fraud a victim This victim is of of one a a legal legal of right. many right. ganisation­s are are reported reported in in the the the Mr the more Mr Ziba more Ziba reason argues reason argues all that all that businesses this this is is institutio­nal creasingly creasingly institutio­nal riding riding perspectiv­e on on some and some and during during offered during the the is the same fraudulent, same same period period period the last last con last bank victims. account using a fake idenganisa­tions

Fraud a fraud fraud can victim violate victim violate civil may civil law sue law sue (e.g., (e.g., the the media. media. should the should the should more more put put reason put in reason in place in place all place all businesses fraud businesses fraud fraud risk risk risk belief institutio­nal dicating belief institutio­nal dicating belief that that that they they you perspectiv­e you they perspectiv­e are have are have fortified are received fortified received fortified and and deactivati­on deactivati­on by by dealing dealing dealing *707#. *707#. *707#. year. year. tification scams that or someone are designed artist year. will want you on board fraud perpetrato­r to to avoid else’s avoid Sothe to a fraud fraud perpetrato­r victim victim may sue sue the management should management should management put put in policy. in place policy. place policy. fraud fraud risk risk and belief some and belief some better and better money. that better money. that protected protected they You protected they You are will than are will than then fortified than their then fortified their get their get Report Report suspected suspected contacts. contacts. contacts. Particular­ly, Particular­ly, the the value value of of cial Particular­ly, as possible. the value of fraud prey fraud Security on or or individual­s recover informatio­n. recover monetary monetary based on as quickly

perpetrato­r perpetrato­r to to avoid avoid the the management management Fraud Fraud Fraud risk risk risk management management policy. policy. management polpolpolc­ompetitors. and a competitor­s. and a phone competitor­s. better phone better within protected within protected that that than moment than moment their their Prevention Prevention is is better is better better than than than cure, cure, cure, transactio­ns transactio­ns reduced reduced to to K50.4 K50.4 the Unfortunat­ely, trust of an illegal fitransact­ions Fraudulent reduced opportunit­ies to K50.4 fraud compensati­on) or or recover the recover conspirato­r. or or monetary monetary criminal criminal icy icy Fraud icy can Fraud can can be risk be risk used be used management used management to to deter to deter deter scam scam polpolscam

competitor­s. where “The competitor­s. where “The “The reality you reality you reality will will however, however, be be however, told told based that based that based it it it hung hung up up and and report report report suspected suspected suspected billion billion in in the the first first half half of of from from nancial billion in the first half of from compensati­on) law Affinity (e.g., (e.g., transactio­n fraud a fraud fraud uses or or perpetrato­r using perpetrato­r criminal group criminal docafand

icy and icy and can make can make make be be it used it much used it much much to to less deter less deter less attracattr­acscam attracscam on was on was “The what on “The what a a wrong what reality has wrong reality has been has transfer been however, transfer however, been happening happening and happening and based based that that fraudulent fraudulent contacts contacts to to ZICTA to ZICTA as as as K76 K76 quickly billion billion disappear in in the the first first half half so of the of ument records prosecuted can end up imimin K76 billion in first half of filiations law may (e.g., (e.g., be to prosecuted a fraud obtain fraud perpetrato­r the perpetrato­r and trust of tive and tive and tive to make to commit. make to commit. commit. it it much much less less attracattr­acis on you is that on you that is what should what that we should we has are we has are as send been are as send been strong as strong the happening strong the happening as money as the money the as the this this this helps helps to to take to take take swift swift swift measures measures 2021 2021 con 2022. artist 2022. This is This in represente­d a represente­d time pressure a a losing prisoned customers’ trust and in2021 2022. This represente­d a investors may be prosecuted and prosecuted by convince government­al government­al and them imimto tive tive While While to While to commit. commit. acknowledg­ing acknowledg­ing acknowledg­ing atatatweak­est is back. weakest is back. that weakest that we link we link are link are in as in the as strong in the strong payment the payment as payment as the the materialis­ed to materialis­ed to prevent materialis­ed prevent these into these into into scams. action into scams. action action action being being being being this reduction this this reduction and situation this situation situation will situation of spin 33.7 of is 33.7 is disadvanta­gyou percent. is disadvanta­gpercent. is disadvanta­glines disadvanta­gsuch as crease authoritie­s), follow-up costs. Other Other tricks tricks include include pop pop up up taken Be Be well by the well the informed. informed. To To avoid avoid reduction people of people 33.7 to percent. to access access hand prisoned authoritie­s), over their by or or government­al money. it government­al it it may cause cause tempts tempts While tempts While by by the acknowledg­ing by the acknowledg­ing the Bank Bank Bank of of Zambia of Zambia Zambia atatecosys­tem,” weakest ecosystem,” weakest ecosystem,” link link he he in said. he in said. the said. the payment payment materialis­ed taken materialis­ed taken by by company. the company. into into company. action action being being avoid ing this ing ing genuine As “a this ing genuine As limited situation another genuine situation another genuine time way is people way deal’ is people disadvanta­gof disadvanta­gof or to dealing ‘act to dealing access access fast.’ no In loss loss today’s of of money, world, rules-based property, into mobile matters matters action money to being to the products. this As situation another way is disadvanta­gof dealing authoritie­s), authoritie­s), Groups may or or it be it property, may cause cause or or to tempts to tempts show to show show by a by a true the true a the true Bank extent Bank extent extent of of Zambia of fraud Zambia of fraud fraud ecosystem,” message. It ecosystem,” message. It is It is therefore is When therefore When therefore he he said. these said. these clear clear fraudsters fraudsters clear that that that taken being The taken being The tool a The by victim tool a by the victim covers tool the company. covers of company. covers of of mobile matters matters money to to with ing the the with ing products. the genuine There mobile products. genuine mobile products. are money people money so people many fraud, to fraud, to access types ZICaccess ZICof fraud detection systems ethnic are legal no legal loss loss right right of of but money, but still still still property, property, be be an an eleeleor or in to in to the show in the show the financial financial a financial a true true sector, extent sector, extent sector, Mr of Mr of Ziba fraud Mr Ziba fraud Ziba while while get It while It only is your only is therefore only a therefore number, few a few a major few major clear you major clear frauds frauds will that frauds that see do do with fraud, The with do The unfair with tool unfair you tool unfair covers bidding need covers bidding bidding to matters to process, be matters process, process, well well process, to into inTA the He TA the He in products. then in February products. He then then February sent then sent sent a this sent warning a this a year warning warning a year warning issued to issued to to to

get your number, you will see fraud, you need to be well inwith ing genuine mobile money people fraud, access ZICreligio­us. cases, element of of to another another In be ineffectiv­e some civil civil or or crimsince crimthe a pop up message prompting formed about the advice matters from to financial TA the in products. February fraud out this be there, year issued but legal proving legal right right but but still still be an eleele

civil states in benefits, states in the states the that financial that financial that and compiling compiling compiling sector, perform sector, reliable Mr reliable Mr Ziba other reliable Ziba are while are while a picked are pop picked documents only picked only up up a up message few a by few up by files major the by major the that public, prompting the frauds public, frauds have public, conflict do conflict tails. do formed with conflict with of unfair of interest, unfair about interest, of interest, bidding interest, bidding the the suspicious suspicious advice suspicious advice process, suspicious process, from from fraudsters the fraudsters fraudsters is He the fraudsters deactivati­on fraudulent He then deactivati­on and then and sent and would sent and would is would a timeline also would warning a timeline be warning fraudcriti­cal be fraudbe fraudfor to fraudfor as to fraudsters inal group inal wrong.[1] wrong.[1] may are be getting The a fraternal purpose purpose more soof orof you to enter your mobile monauthori­ties concerning process, the the moral deactivati­on then of the sent story a timeline warning this: for if to ment of of another another civil civil or or crimcrimof statistics states everyday statistics states statistics that that around tasks, around compiling around compiling which it, it, it, is it, put reliable is often reliable is often them often huge are huge their are you huge picked sums picked sums to details sums enter are up are lost up are your tampered lost by by lost the mobile by all the by all public, kinds all public, kinds with. monkinds transactio­ns conflict transactio­ns conflict authoritie­s transactio­ns In of most of interest, regarding interest, regarding instances, concerning regarding suspicious claims suspicious claims claims docuclaims the the sters more fraudsters sters sters you more fraudsters that sters than that create that than the that and ten the secure the industry and ten SIM would the industry SIM industry would Cards documents industry Cards be is be fraudis regisagis fraudregis­agis agto ag

interest, have their suspicious ofgressive­ly something more fraudsters addressing than seems and ten SIM would the too issue. Cards good be fraudregis­to inal phisticate­d fraud ganisation, fraud wrong.[1] may with a be trade their monetary purpose associatio­n forgeries. gain gain of of ey businesses pin. Once as you a enter result your of the pin scams. You should inal wrong.[1] The purpose of not statistics at not statistics not easy risk easy easy of hence hence around having around hence the the their majority the it, majority it, is majority data is often often stoof of of huge of Fraudsters huge ey of businesses pin. sums businesses sums Once are are can as you lost lost as a enter result by a completely by result all all your kinds of kinds the of pin the and transactio­ns and ment transactio­ns scams. money and money fraud money You laundering, laundering, should regarding can laundering, regarding be have among prevented, among claims their their claims among ofoftered sters gressively gressively prevent tered sters under that under that addressing scammers the one addressing the one industry National industry National from the the Regisis issue. issue. Regisusing is agag

it, claims tered sters gressively under that addressing the one industry National the Regisis issue. agor fraud or Documents other a other community may benefits, benefits, be are monetary group. for for faked example example gain gain for entreprene­urs, influencer­s, frauds not len frauds not The easy by easy go criminals. go undetected hence most undetected hence important the the majority and majority and even even thing of of high and high being and number press number press targeted OK, of OK, of smaller you by smaller you affinity have have frauds frauds ignofraud ignoothers. fice others. Those fice line line to who to call call for are for verificati­on. out verificati­on. to con "This be "This true, is Card for is a it fraud. (NRC). warning a probably warning to is. to the

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small of small “Over our amount amount economy K277 being million being which taken taken is not out out ala pact expose pact This on on business other vice business may industries services have an to and and adimThe the The business. tool tool which called called has Tip Tip off been off AnonAnonru­nindustry ed industry financial an increase has has week recently recently in stated fraudulent recordreco­rdthat the frauds job trum, losses, can larger lead to even or widespread more widespread systemic the related Zambian activities economy have deprived out out of ready ready of our struggling. struggling. economy If If we we which are are able able is alditional ditional expose instances instances other industries of of fraud. services fraud. to adning ning ymous mation. ymous for for three three which years years has now now been has has runinsuran­ce insurance of ed authentici­ty an claims increase claims as from well from in some as fraudulent some check collapse, job losses, as are seen or learning even in recent corporate how to related over the related In the scammer activities activities case million of have to Zambia, have gain lost deprived deprived out from fraud more of many expose pact on other ways other to of ready small of preserve our Even our amount economy economy if these someone being which funds which taken goes withis is alout alto expose

ditional instances business industries in industries which of services fraud. you to adcan and adymous fraudster, ymous The which tool which they called has could has been Tip been have off runAnonbee­n runed insurance ed industry an an increase increase claims has in recently in fraudulent from fraudulent some recordjob collapse, job frauds losses, losses, can or as or even lead seen even to corporate in widespread corporate recent over the TOWN Zambian K277 struggling. struggling. these If funds If we we are are withable able In ditional In its its efforts efforts instances to to prevent prevent of fraud. fraud fraud resulted resulted ning ning An for example in for in three five three five years cases of years cases counterfei­t now been now been has has policyhold­ers. policyhold­ers. the insurance validity of claims documents from besome high-profile high-profile manipulate collapse, cases cases as informatio­n across seen across in the the betrecent

activities million CLERK economy have lost deprived out from of to ready preserve our job losses, related members. over the Zambian to date million through economy lost 26 out cases out from of of ready to of your ready the preserve struggling. country church, struggling. economy these we you If are If we which funds should we assured are are able withis able still alditional actively ditional expose the In its financial instances efforts other avoid instances industries to falling of sector, prevent of fraud. fraud. victim the fraud adto identified ning resulted conned ning ymous for for three out into which in three thinking five years years which has now been now that two has this runhas insurance Mr policyhold­ers. insurance ed Siame an increase claims pointed claims from in out from fraudulent that some some country. collapse, high-profile as as seen cases or seen even in across in recent corporate recent the 2020 over to K277 date million million through CITY lost lost OF out from LUSAKA from reof to ready research preserve PLANNING struggling. the these investment funds If AUTHORITY we are withto able ena ditional In scam its efforts like instances this. to prevent of fraud. fraud resulted was ning a good for in three investment. five years cases now been has policyhold­ers. insurance claims

26 cases in in to the preserve country these we are funds assured within in the In its financial efforts to sector, prevent the fraud identified document resulted out fraud in of of five is which cases using cases a been two vicbeen policyhold­ers. ter collapse, and hide changes cases by across using the

fore Mr accepting. Siame pointed from out that some high-profile country. collapse, high-profile cases as seen across in the recent over 2020 These to K277 to date date THE people million through can lost 26 be from cases

through 26 cases in to in the preserve the country country these we we funds are are assured assured within in In the its the efforts financial financial to prevent sector, sector, fraud the the identified tim’s resulted identified driving in out out licence five of of cases which which to learn been two two policyhold­ers. Mr Contacting Mr Siame Siame pointed law pointed enforcemen­t out out that that country. graphics high-profile country. processing cases across and deep the ligious 2020 to to date date leaders, million through through lost successful 26 26 cases cases from in to sure in the preserve the its country country legitimacy. these we we are funds are assured assured within in the The In the its financial key efforts financial sign to that sector, prevent sector, you the fraud are the identified about identified resulted Ask their for out in out of five social documentat­ion. of which which cases security two been two Mr policyhold­ers. Mr Siame Siame pointed pointed out out that that country. fake country. high-profile engineerin­g. cases across the to date through 26 cases in the country we are assured in the financial sector, the if you Mr suspect Siame pointed the document out that

number identified and out bank of account which de- two country.

E F AVERYBODY, in one way or anothramRA­UD pant er, may connected be more to and a group, in the financial associatio­n ororor dinary community-based business sector than organiorsa­tion. people may realise. In financial institutio­ns for example, fraudsters use fake documents to apply for loans, acquire a property, make false insurance filings, and travel to different countries illegally. Consumers Consumers now now have have Consumers the the power power now to to have fight fight mobile the mobile power scams scams to fight by by reporting mobile reporting numbers numbers scams sending by sending reporting fraud fraud numbers and and scam sending scam messages messages fraud and for for scam deactivati­on deactivati­on messages by for by dealing dealing deactivati­on *707#. *707#. by dealing *707#. Since Since new new types types of of scams scams appear appear regularly, regularly, you you will will will have have to to be to be prepared. prepared. Avoiding Avoiding these these mobile mobile scams scams requires requires you you to to pay to pay attention attention attention to to what what they they are are asking asking you you to to do. to do. do. Criminals and terrorists often make fraudulent use of both false and genuine identity and travel documents to carry out their prohibited events.

for Change

intends to apply for planning permission

of Land Use from on Rem of Sub B of Lot 2374/M New Kasama Lusaka. The plot measures approximat­ely 1.7032 hectares in extent.

For/ Date of erection of site notice 22nd December, 2022.

 ?? ?? Zambia has in the past few years witnessed increased cases of cybercrime­s which involve fraud related funds which can be used to grow the economy, according to informatio­n from DEC.
Things such as race, culture, and religious beliefs also play a role in identifyin­g human beings as members of unique groups that they often come AND to trust. REGIONAL
3, 53(2) OF 2015
Zambia has in the past few years witnessed increased cases of cybercrime­s which involve fraud related funds which can be used to grow the economy, according to informatio­n from DEC. Things such as race, culture, and religious beliefs also play a role in identifyin­g human beings as members of unique groups that they often come AND to trust. REGIONAL 3, 53(2) OF 2015
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