Women’s group launches hous­ing scheme

Sunday News (Zimbabwe) - - Front Page -

BU­L­AWAYO-BASED girl child and women em­pow­er­ment group Up­fumi Ku­madz­i­mai-Inotho Kubo­mama has launched a hous­ing scheme aimed at pro­vid­ing af­ford­able and de­cent ac­com­mo­da­tion for its mem­bers.

Up­fumi Ku­madz­i­mai-Inotho Kubo­mama co-or­di­na­tor Mrs Non­ceba Mwedzi-Ag­waniru said the or­gan­i­sa­tion em­barked on a hous­ing scheme last year as part of its ef­forts to en­sure women’s so­cial and eco­nomic em­pow­er­ment.

“Se­cu­rity and own­er­ship of land is crit­i­cal to so­cial and eco­nomic em­pow­er­ment and as such we de­cided to come up with a hous­ing scheme last year where by each mem­ber con­trib­utes a cer­tain amount for the pur­chase of res­i­den­tial stands as a way of en­sur­ing that women get de­cent ac­com­mo­da­tion while also al­le­vi­at­ing them from poverty.

“As you are aware very few women for­mally own the prop­erty held in their mar­riage. As a re­sult, their abil­ity to keep the prop­erty they shared with their hus­band upon the death of their hus­band be­comes de­pen­dent both on prov­ing their mar­riage, which can pose great chal­lenges, and on ward­ing off in-laws in­tent on prop­erty grab­bing,” she said.

Mrs Mwedzi-Ag­waniru

said most women are un­em­ployed and can­not af­ford de­cent res­i­den­tial hous­ing due the pro­hib­i­tively high cost of land.

“Of­ten, for the avail­able hous­ing schemes for low in­come earn­ers, de­vel­op­ers and providers of mort­gage fa­cil­i­ties come up with terms and con­di­tions mostly be­yond the ca­pac­ity of in­tended ben­e­fi­cia­ries. We there­fore thought of pool­ing our re­sources to­gether and buy each other stands,” she said.

The or­gan­i­sa­tion which has over 300 mem­bers en­tered into an agree­ment with a land de­vel­oper for the pur­chase of stands at Range­more in Umguza District.

Each mem­ber of the hous­ing scheme is obliged to pay a join­ing fee of $21 and monthly sub­scrip­tion of $60.

The or­gan­i­sa­tion then pays a de­posit of $1 500 of the re­quired $5 000 by the land owner with the re­main­der be­ing paid by the in­di­vid­ual ben­e­fi­ciary over a pe­riod of two years.

Mrs Mwedzi-Ag­waniru said Agrib­ank has agreed to of­fer its mem­bers mort­gages for the con­struc­tion of houses.

“Agrib­ank has agreed in prin­ci­ple to fund the con­struc­tion of each of our mem­bers that would have com­pleted to pay for their stand,” she said.

Up­fumi Ku­madz­i­mai-Inotho Kubo­mama is also in­volved in a num­ber of in­come gen­er­at­ing projects.

Newspapers in English

Newspapers from Zimbabwe

© PressReader. All rights reserved.