Collective Investment Schemes (CIS)

Why Invest in CISs

Collective Investment Schemes are more liquid than other investment options. This is due to the fact that an investor may choose to cash in a portion of the CIS or all of it at any given time as funds are always accessible. This is not always the case with other long-term investment securities.

CIS units are easier to buy and sell compared to shares due to the fact that the opportunities as well as the prices to transact in latter are based on forces of supply and demand at a particular point in time.

Different types of Collective Investment Schemes offer a wider array of investment opportunities for investors to choose from based on their needs

The Schemes offer convenient record keeping and administration on behalf of investors since they are managed by independent experienced professionals i.e Fund Managers.

A Collective Investment Scheme provides access to a broad range of securities all invested under one Fund thereby presenting risk diversification opportunities.

The Schemes offer a wider scope of good returns since they comprise of various securities cutting across a wide spectrum of economic sectors.

Collective Investment Schemes provide individual investors with access to additional investment opportunities that are usually restricted to institutional investors only.

Pooling funds / money with others enables bulk buying while at the same time reducing dealing costs to reasonable levels.

Investments in Collective Investment Schemes are associated with price transparency hence one can easily track and monitor the performance of his or her investment.

Collective Investment Schemes promote Financial Inclusion of the under-served lower end segments of the society that would normally be out of their financial reach had their monies not been pooled with that of other investors

The Schemes are a flexible form of investment as one can either invest a lump sum or make a regular monthly investment.