Daily Express : 2020-09-23

YOUR MONEY : 32 : 32

YOUR MONEY

DX1ST Your Money 32 Daily Express Wednesday, September 23, 2020 BANKING, SAVING AND BORROWING Post ranch Telephone Online Correct as of 22 September 2020 CURRENT ACCOUNTS SAVINGS EASY ACCESS Interest fre IN- CREDIT INTEREST Pro ider Product A R Pro ider Account % A R 4.50% 2.45% 1.16% 1.00% 1.00% Monmouthsh­ire Building Society Hanley Economic BS National Savings & Investment­s National Savings & Investment­s Cynergy Bank Yrly Yrly Mthly Yrly First Home Bonus Saver Issue 2 Home Deposit Saver Income Bonds Direct Saver Easy Access Account Issue 29 variable Flex Direct Account ( Standard) Classic Plus Account ( Standard) Classic Account with Vantage ( Standard) Club Lloyds Current Account ( Standard)* Nationwide TSB Bank of Scotland Lloyds Bank 2.0% variable 1.5% variable 1.0% variable 0.6% variable variable variable variable Anniversar­y variable * annual fee applies FIXED RATE Interest fre CREDIT CARDS Pro ider Product A R 1.60% 1.60% 1.50% 1.45% 1.45% Bank of London & The Middle East 7 Year Premier Deposit Account Bank of London & The Middle East 5 Year Premier Deposit Account Bank of London & The Middle East 4 Year Premier Deposit Account Aldermore 5 Year Fixed Rate Account Bank of London & The Middle East 3 Year Fixed Term Deposit Yrly Yrly Yrly Mthly Yrly fixed BALANCE TRANSFER fixed fixed Pro ider Card 0% Period ee Rep APR fixed 21.9% variable 23.9% variable 21.9% variable 23.9% variable 3.00% 3.00% 2.90% 2.90% 27 months 22 months 18 months 18 months Balance Transfer Credit Card 22 Month BT Credit Card Platinum BT Credit Card All Round Credit Card Sainsbury’s Bank Virgin Money Barclaycar­d Virgin Money fixed CASH ISA Interest fre Pro ider Product A R 1.00% 0.96% 0.90% 0.90% 0.86% Teachers Building Society Coventry Building Society Cynergy Bank National Savings & Investment­s The Family Building Society Yrly Mthly Yrly Yrly Yrly Education ISA ( Issue 1) Triple Access ISA ( online) Online ISA Issue 4 Direct ISA Market Tracker Cash ISA ( 2) variable PURCHASE variable Pro ider Card 0% Period Rep APR variable 20.9% variable 21.9% variable 23.9% variable 33.9% variable 20 months 18 months 15 months 3 months Dual Offer Credit Card Platinum 18 Month Credit Card All Round Credit Card Barclaycar­d Forward Credit Card Sainsbury’s Bank Barclaycar­d Virgin Money Barclaycar­d variable variable MORTGAGES LOANS FIRST TIME BUYER Ma Ts Initial term Pro ider Product Interest rate APRC ees BASED ON £ 10,000 OVER FIVE YEARS 4.74% 2.95% 4.74% 2.59% 2.74% 2.65% 3.39% 2.85% 95% 90% 95% 90% £ 185 £ 330 £ 1,035 £ 35 4.5% 3.0% 4.6% 2.7% 2 Years 2 Years 2 yr Fixed 5 yr Fixed Buckingham­shire BS Stafford Railway BS Buckingham­shire BS Barclays 2 yr Discount Variable 2 yr Discount Variable Fixed - repayment Fixed - repayment variable variable Total amount payable Monthly repayment Rep APR variable variable Pro ider Product variable fixed £ 181.24 £ 181.24 £ 183.41 £ 183.41 £ 10,874.40 £ 10,874.40 £ 11,004.60 £ 11,004.60 3.4% 3.4% 3.9% 3.9% AA Post Office NatWest RBS Personal Loan Personal Loan Personal Loan* Personal Loan* variable fixed REMORTGAGE Ma Ts Initial term Pro ider Product Interest rate APRC ees * existing customers only 3.99% 4.55% 3.59% 3.35% 1.69% 1.64% 1.50% 1.12% 80% 60% 80% 60% £ 1,029 £ 1,039 £ 1,034 £ 1,534 3.7% 4.2% 3.3% 3.1% 2 Years 2 Years 2 Years 5 Years West Bromwich BS Clydesdale Bank Lloyds Bank Santander Variable - repayment Variable - repayment Fixed - repayment Fixed - repayment variable variable variable variable variable fixed variable fixed ENERGY ENERGY Payment Type Pro ider Price Product 12m Summer Saver 2020 Cabbage Simple and SuperConne­ct Easy Online Renewal Dec 21 Easy Online Renewal Nov 21 ( v2) Ebico - Paperless Simplicity - Paperless Avro - Paperless EDF - Paperless EDF - Paperless Monthly Fixed Direct Debit Monthly Fixed Direct Debit Monthly Fixed Direct Debit Monthly Fixed Direct Debit Monthly Fixed Direct Debit £ 820.59 £ 822.68 £ 823.99 £ 826.53 £ 829.96 * price based on a medium dual fuel user. These products are only a selection of those available and you should take the time to compare the features and benefits of a wide range of products to find those that best suit your circumstan­ces and requiremen­ts. Restrictio­ns, terms and conditions apply PRINTED AND DISTRIBUTE­D BY PRESSREADE­R PressReade­r. com + 1 604 278 4604 ORIGINAL COPY . ORIGINAL COPY . ORIGINAL COPY . ORIGINAL COPY . ORIGINAL COPY . ORIGINAL COPY COPYRIGHT AND PROTECTED BY APPLICABLE LAW