The Mercury News : 2021-01-21

News : 3 : A3


THURSDAY, JANUARY 21, 2021 A3 001 BAY AREA NEWS GROUP ★ % APR1 2.99 for 18 months 2 % APR 3.50 indexed thereafter Now available on We Also Have Great Refinancin­g vacation homes and investment properties­3 & 2nd Mortgage Rates! | 877-MERIWEST (877-637-4937) 1. APR is Annual Percentage Rate. 2.99% APR is effective for 18 months starting from the line open date and applies to most new, approved, and refinanced home equity lines of credit opened after 6/15/20. Some exceptions may apply. At the end of the introducto­ry rate period the APR becomes a variable rate. The rate, terms and conditions as stated in members’ Home Equity agreement will apply. The Interest Rate will never be greater than 18%. Must meet eligibilit­y criteria. Offer of credit is subject to credit approval. Contact the credit union for details. Meriwest home equity lines of credit are offered only in the states of California, Arizona, Washington, Oregon and Nevada. Originatio­n fees, ranging from $300 to $800, are deferred until the loan is paid in full. If the loan remains open for three or more years, the deferred originatio­n fees are waived. Property insurance is required. Limited time offer. May be changed or terminated without prior notice. 2. The 3.50% indexed APR is as of 6/15/20. 3. Applicable to owner-occupied primary residence and vacation homes and one and two-unit residentia­l investment properties. Membership is required with a one-time non-refundable $5 fee. Copyright 2020 Meriwest Credit Union. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunit­y Act. Federally insured by NCUA.