Calgary Herald : 2018-11-10

FINANCIAL POST : 32 : B6

FINANCIAL POST

FINANCIAL POST B6 SATURDAY, NOVEMBER 10, 2018 CALGARY HERALD ■ ■ ■ DEPOSIT RATES Our most rates are always in full bloom Short-term deposits Long-term GICs Nov. 1, 2018 Min. dep. 30 day 60 day 90 day 120 180 270 day day day CHARTERED BANKS Min. dep. 1 year 2 year 3 year 4 year 5 year brilliant B2B Bank Bank of Montreal Bank of Nova Scotia CIBC Canadian Tire Bank Canadian Western Bank Equitable Bank HSBC Bank Canada Haventree Bank HomEquity Bank Home Bank - Agent ICICI Bank Canada KEB Hana Bank Canada Laurentian Bank Bank National Bank Royal Bank SBI Canada Bank Financial Capital Bank Canada Trust Tangerine - - 0.450 0.200 0.400 0.500 0.200 0.400 0.500 - 0.150 0.250 - - - 5000 2.030 2.080 2.160 1000 1.400 1.450 1.500 5000 0.200 0.400 0.950 10000 0.250 0.300 1.210 - - - 1.390 1.440 1.490 - - - - - - 500 - - 0.300 25000 1.000 1.100 1.200 5000 0.250 0.400 0.550 5000 0.100 0.250 0.350 - - Simplii - - Street - - TD 5000 0.200 0.400 0.950 1 - - 0.500 5000 5000 5000 1000 0.500 0.600 0.550 0.300 - 2.193 1.650 0.950 1.210 - 1.640 - - 0.300 1.200 0.650 0.350 - - - 0.950 - 0.600 0.600 0.600 0.350 - 2.250 2.310 1.000 2.010 - 2.300 - - 0.400 1.350 0.700 0.450 - - - 1.000 2.600 0.650 0.650 1.100 0.400 - 2.250 2.350 1.100 2.010 - 2.340 - - 0.400 1.500 0.800 0.500 Simplii Street TD 1.100 2.800 1000 1000 1000 1000 1000 1000 1000 1000 5000 5000 5000 1000 3500 500 2500 1000 1000 1000 100 5000 1000 1 2.700 1.400 1.200 0.550 2.600 2.490 2.710 1.400 2.720 2.420 2.740 r 1.100 0.750 Manulife 2.600 1.400 1.400 1.350 3.100 2.700 1.200 3.100 3.000 1.500 1.250 0.650 2.950 2.840 3.100 1.500 3.080 2.800 3.090 r 1.300 0.800 1.250 2.950 1.500 1.250 1.550 3.200 3.050 1.250 3.200 3.100 1.600 1.600 0.850 3.150 3.110 3.230 2.000 3.200 3.000 3.250 r 1.400 0.900 1.350 3.100 1.600 2.000 1.650 3.300 3.210 1.450 3.300 3.150 1.800 1.500 1.050 3.200 3.140 3.310 2.100 3.260 3.310 3.280 r 1.600 1.050 1.500 3.200 1.800 1.500 1.850 3.350 3.250 1.500 3.350 3.300 2.000 1.600 1.250 3.430 3.340 3.440 2.200 3.350 3.430 3.470 r 1.800 1.100 1.600 3.350 2.000 2.200 2.050 3.500 3.430 1.600 3.500 5000 3.60% TRUST COMPANIES Home Trust Company Peace Hills Trust 5000 1000 1.400 1.450 1.500 0.200 0.200 0.200 1.650 0.200 2.310 0.250 2.350 0.250 5000 1000 2.750 1.750 3.100 2.250 3.260 2.700 3.290 2.700 3.480 3.000 We know you want to safely plant and nurture your hard-earned money. That’s why at Oaken, we offer some of the lushest GIC rates in Canada. And we’ll never lead you up the garden path with teaser rates, hidden fees or any other gimmicks. Best of all, our GICs and savings accounts are available through both Home Bank and Home Trust Company, with your deposits eligible for CDIC coverage† under either option. So go ahead and have your pick. 5 Year GIC OTHER INSTITUTIONS ATB Financial Achieva Financial Life Coast Capital Savings First Calgary Financial Great West Life Financial Alliance Life Financial Mortgage Corp. Oaken Financial Outlook Financial Life Financial 1000 r 0.350 0.510 0.710 0.760 0.910 0.970 - - - - - Canada 5000 r 0.200r 0.300r 0.450 r 0.450 r 0.800 r 0.800 1000 0.400 0.450 0.550 0.600 0.650 0.750 5000 0.200 0.400 0.500 0.550 0.600 0.650 Hubert - Hubert Hubert Hubert - Industrial - Industrial Industrial Industrial - London - London London London - - - MAXA MAXA - r 1.200 - - MCAN MCAN - MCAN 10000 0.100 0.100 0.500 0.500 0.700 0.900 1000 1.900 1.900 1.900 2.000 2.750 2.750 - - Sun - Sun Sun - - - - - - 1000 1000 1000 1000 500 500 1000 1000 10000 500 5000 1000 1000 1000 2.500 2.710 3.000 3.010 2.600 2.800 3.000 3.100 r 1.800 r 1.750 r 1.850 r 1.950 1.300 1.400 1.750 1.800 2.050 2.250 2.350 2.450 2.050 2.000 2.100 2.200 2.950 2.900 3.000 3.250 r 2.000 r 2.550 r 2.650 r 1.800 2.050 2.000 2.100 2.200 2.800 3.150 3.100 3.200 2.650 2.950 3.150 3.150 3.000 3.300 3.350 3.400 r 2.600 r 2.800 r 3.000 r 3.100 r 2.100 r 2.000 r 2.100 r 2.450 3.210 3.350 r 1.750 2.100 2.750 2.000 3.500 r 1.900 2.000 3.450 3.200 3.600 r 3.350 r 2.700 3.30% 18 Month GIC 1000 3.00% To find out more, call or visit 403-692-4749 oaken.com Table was prepared by CANNEX Financial Exchanges on Nov. 1, 2018, at 1 p.m. e.t. Short-term deposits and long-term GICs are non-redeemable. Redeemable rates are indicated by an ‘R.’ 1 Year GIC MORTGAGE RATES MONEY MARKET Come see us at our store, or we can come to you! Prev. Friday Friday Variable 6 rate mos. open closed 2.75% 1 yr 2 yrs 3 yrs 4 yrs 5 yrs CANADIAN RATES Mortgage lender Bank of Canada Banks’ prime Treasury bills Canada 3-month Canada 6-month Canada one-year Bonds Canada 5-year Canada 10-year Canada 30-year Quebec 10-year Ontario 10-year 2.00 3.95 2.00 3.95 BMO Bank of Montreal 5.15 Bank of Nova Scotia 5.75 CIBC Mortgages 5.75 HSBC Bank Canada 5.14 Home Trust Company - Bank Canada - Group Trust - Laurentian Bank Canada London Life - Manulife Bank 4.45 National Bank of Canada Royal Bank of Canada 5.75 TD Canada Trust 5.10 Tangerine - 4.20 4.75 3.75 3.69 ICICI Investors 4.20 4.40 4.20 4.45 4.50 3.64 3.34 - 3.79 3.79 3.54 3.19 3.49 3.19 3.49 3.64 3.49 3.59 3.64 3.64 3.59 3.39 3.99 3.79 3.64 3.29 3.74 3.19 3.59 3.84 3.59 3.69 3.89 3.89 3.74 3.54 4.29 4.44 3.94 3.44 4.30 3.94 4.14 4.34 4.14 3.79 4.30 4.45 3.89 3.59 4.89 4.59 4.49 3.54 5.04 4.29 4.89 4.89 4.89 3.84 4.89 5.04 3.94 3.69 5.34 5.44 5.34 3.64 5.34 5.14 5.34 5.49 5.34 3.94 5.34 5.34 5.59 3.74 180 Day GIC 1.72 1.90 2.16 1.73 1.91 2.17 2.44 2.51 2.53 3.12 3.17 2.45 2.54 2.57 3.16 3.21 U.S. RATES Fed funds Banks’ prime Treasury bills U.S. 3-month Bonds U.S. Treasury 10-year U.S. Treasury 30-year 2.18 5.25 2.18 5.25 517 - 10th Ave. SW, Calgary, AB T2R 0A8 2.36 2.32 OakenFinancial @oakenfinancial Rates shown are in effect as at November 10, 2018, and subject to change. Interest is calculated annually or compounded annually and paid at maturity, minimum deposit $1,000, not redeemable. †CDIC coverage up to applicable limits. Home Bank is a wholly owned subsidiary of Home Trust Company. Home Bank and Home Trust Company are separate members of the Canada Deposit Insurance Corporation (CDIC). 2.78 2.74 Mortgage Rates Data supplied by Cannex Money Market Data supplied by Statpro Canadian Bond Service 2.93 2.92 10097755-02_1_1

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